Monterey County property record for 1232 Harding St, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,074 sqft · built 1953 |
| Lot Size | 0.083 acres (3,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Oct 2012) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-321-025-000 |
| Primary APN | 012-321-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,608 sqft (0.083 acres) |
| Garage Area | 220 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 012-321-025 |
|---|---|
| Street Address | 1232 HARDING ST |
| City | SEASIDE |
| State | CA |
| Zip | 93955-5519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL MONTE HEIGHTS MAP 5 LOT 27 & 29 BLK 71 EXC WLY 2 FT & EXC EASEMENT OVER ELY 4 FT OF WLY 6 FT |
| Legal Subdivision | CASA VERDE VILLAS |
| Legal Block | 71 |
| Legal Lot Number | 27,29 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 13500 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1232 HARDING ST, SEASIDE, CA 93955-5519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2012 · Amount on Record |
| Deed Sale | Oct 24, 2012 · Amount on Record |
| Prior Sale | Feb 1, 1996 · Amount on Record |
| Deed Document Number | 201264933 |
| Prior Transfer Date | Dec 21, 2004 |
| Prior Transfer Doc | 0000002838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1232 HARDING ST, SEASIDE, CA 93955-5519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000007158 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020007158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $288,880 (+2%) Land $125,600 Building $163,280 | |
| 2025 | $3,180.00 (+7.69%) Homeowner's exemption | $283,217 (+4.04%) Land $123,138 Building $160,079 |
| 2023 | $2,953.00 (+1.44%) Homeowner's exemption | $272,221 Land $118,357 Building $153,864 |
| 2022 | $2,911.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: T-Mobile, Verizon.
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