1261 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1261 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1948
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on File
Last Sale	$451,500 (Nov 2020)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-337-005-000`

Property Details

APN / Parcel Number

Primary APN	`012-337-005-000`
Alternative APN	`012-337-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,700 sqft (0.085 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-337-005
Street Address	1261 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 15 & 17 BLK 70 EXC ELY 2 FT & EXC EASEMENT OVER WLY 4 FT OF ELY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	70
Legal Lot Number	15,17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3029
Census Tract	13500

Owner

1261 Harding St is owned by an individual who bought it in November 2020.

Source: Monterey County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4219 1/2 AVOCADO ST, LOS ANGELES, CA 90027-2101
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 24, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	202069082
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000069081
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1261 HARDING ST, SEASIDE, CA 93955-5518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022356
Date	May 11, 2020
Instrument	2020022356

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	298 Months
Due	Mar 1, 2045

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 24, 2020
Property Address	1261 HARDING ST, SEASIDE, CA 93955-5518
Document Number	0000069082
Map Reference	VOL 2 PG 15
Instrument Date	Nov 19, 2020
Instrument	2020069082
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4219 1 2 AVOCADO STREET, LOS ANGELES, CA 90027

Mortgage

Document Number	0000069083
Date	Nov 24, 2020
Instrument	2020069083

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 24, 2020
Property Address	1261 HARDING ST, SEASIDE, CA 93955-5518
Document Number	0000069081
Instrument Date	Nov 13, 2020
Instrument	69081
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4219 1/2 AVOCADO ST LOS ANGELES CA 90027, LOS ANGELES, CA 90027

Tax Assessment & Valuation

The 2025 property tax bill for 1261 Harding St was $5,581, up 7.9% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,976 (+2%) Land $331,223 Building $166,753
2025	$5,581.00 (+7.91%)	$488,213 Land $324,729 Building $163,484
2024	$5,172.00 (+0.27%)
2023	$5,158.00 (+1.4%)	$469,257 Land $312,120 Building $157,137
2022	$5,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1261 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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