12456 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12456 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,118 sqft Living Area
Lot Size	4,823 sqft (0.111 acres)
Occupancy	Owner Occupied
Last Sale	$565,000 (2007)
Tax Bill	$8,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`317-211-27-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,118 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,823 sqft (0.111 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	12456 WHISPERING TREE LN
City	POWAY
State	CA
Zip	92064-6051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 23 TR 013211
Legal Subdivision	CITY OF POWAY TRACT 94-02
Legal Tract	013211
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records · APN 317-211-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12456 WHISPERING TREE LN, POWAY, CA 92064-6051
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2007 · Amount on Record
Deed Sale	Nov 28, 2007 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Doc Number	2007742378
Last Transfer Date	Feb 11, 2015
Transfer Doc	0000060919
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12456 WHISPERING TREE LN, POWAY, CA 92064-6051
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12456 WHISPERING TREE LN, POWAY, CA 92064-6051

Mortgage

Document Number	0000568724
Date	Sep 25, 2020
Instrument	2020-0568724

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$756,961 (+2%) Land $388,529 Building $368,432
2025	$8,559.00 (+4.83%) Homeowner's exemption	$742,119 (+4.04%) Land $380,911 Building $361,208
2023	$8,165.00 (+1.67%) Homeowner's exemption	$713,304 Land $366,121 Building $347,183
2022	$8,031.00

Flood & Wildfire

12456 Whispering Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.