Lake County property record for 12448 Hammock Pointe Cir, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,954 sqft · built 2013 |
| Lot Size | 0.346 acres (15,107 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2016) |
| Tax Bill | $4,211 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-26-0400-000-09900 |
| Primary APN | 06-23-26-0400-000-09900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,954 sqft Living Area |
| 1st Floor Area | 2,954 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,107 sqft (0.346 acres) |
| Garage Type | Finished |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3880757 |
|---|---|
| Street Address | 12448 HAMMOCK POINTE CIR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 64 PG 41-45 LOT 99 ORB 4794 PG 158 |
| Legal Section | 06 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 400 |
| Legal Lot Number | 99 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31316 |
12448 Hammock Pointe Cir is owned and occupied by an individual who bought it in June 2016.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12448 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on File |
| Deed Sale | Jun 16, 2016 · Amount on File |
| Prior Sale | Dec 15, 2015 · Amount on File |
| Deed Document Number | 2016062225 |
| Deed Book / Page | 4794 / 0158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12448 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8088 |
| Document Number | 0054670172 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 12448 HAMMOCK POINTE CIR CLERMONT FL 347118088, CLERMONT, FL 34711-8088 |
| Document Number | 0054670172 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 005467/000172 |
| Instrument | 51039 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,320 Land $100,000 Building $209,320 | $467,504 Land $100,000 Building $367,504 | |
| 2024 | $4,211.00 (+6.96%) | ||
| 2023 | $3,937.00 (+6.75%) Homeowner's exemption | $291,860 (+3%) | $443,398 (+11.65%) Land $100,000 Building $343,398 |
| 2022 | $3,688.00 Homeowner's exemption | $283,360 | $397,148 Land $53,750 Building $343,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12448 Hammock Pointe Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12448 Hammock Pointe Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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