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12442 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12442 Ridgeton Dr, Lakeside, CA 92040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,155 sqft · built 1978
Lot Size0.295 acres (12,870 sqft)
Owner2 Company Names on File
Tax Bill$2,850 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN397-352-12-00

Property Details

APN / Parcel Number

Primary APN397-352-12-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,155 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area12,870 sqft (0.295 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12442 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number30
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-352-12-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12442 RIDGETON DR, LAKESIDE, CA 92040-5023
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 03, 2019Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2019
Deed SaleDec 03, 2019
Deed Document Number2019561687
Last Transfer DateJan 21, 2025
Transfer Doc0000026187
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12442 RIDGETON DR, LAKESIDE, CA 92040-5023
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address12442 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000791974
DateNov 16, 2021
Instrument2021-0791974
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 03, 2019
Property Address12442 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000561687
Map ReferenceMAP 8198
Instrument DateNov 21, 2019
Instrument2019-0561687
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12442 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000561688
DateDec 03, 2019
Instrument2019-0561688
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$181,308 (+2%) Land $41,679 Building $139,629
2025$2,850.00 (+8.94%)$177,754 (+4.04%) Land $40,862 Building $136,892
2023$2,616.00 (+2.55%) Homeowner's exemption$170,853 Land $39,276 Building $131,577
2022$2,551.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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