12454 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12454 Ridgeton Dr, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 1978
Lot Size0.335 acres (14,593 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Sep 1999)
Tax Bill$4,806 (2025)
Deeds & MortgagesMar 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN397-352-10-00

Property Details

APN / Parcel Number

Primary APN397-352-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,518 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area14,593 sqft (0.335 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12454 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 28 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12454 RIDGETON DR, LAKESIDE, CA 92040-5023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 1999 · Amount on Record
Deed SaleSep 17, 1999 · Amount on Record
Prior SaleJun 25, 1993 · Amount on Record
Deed Document Number1999636903
Last Transfer DateSep 18, 1999
Transfer Doc0000678675
Record UpdatedSep 20, 2026

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMar 14, 2024
Property Address12454 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000065060
Map ReferenceMAP 8198
Instrument DateMar 6, 2024
Instrument2024-0065060
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyFNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12454 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000065061
DateMar 14, 2024
Instrument2024-0065061
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.42%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$568,908 (+69.8%) Land $398,237 Building $170,671
2025$4,806.00 (+9.38%)$335,039 (+4.04%) Land $130,634 Building $204,405
2023$4,394.00 (+2.11%) Homeowner's exemption$322,031 Land $125,562 Building $196,469
2022$4,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ridgeton Dr

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