12431 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12431 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,660 sqft Living Area
Lot Size11,202 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$975,000 (2025)
Tax Bill$4,186.00 (2025)

Owner

Source: San Diego County records · APN 397-360-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2025Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
Nov 24, 2025Intrafamily Transfer, Transfer
WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA
Nov 24, 2025Intrafamily Transfer, Transfer
WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA
Nov 24, 2025Grant Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleApr 30, 1999 · Amount on Record
Deed Doc Number2025332586
Prior Transfer DateJul 10, 2002
Prior Transfer Doc0000654452
Record RefreshedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022

Mortgage

Document Number0000025035
DateJan 31, 2025
Instrument2025-0025035
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressLAKESIDE, CA 92040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2025
Property Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000332587
Map ReferenceMAP 8198
Instrument DateNov 14, 2025
Instrument2025-0332587
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2025
Property Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000332588
Map ReferenceMAP 8198
Instrument DateNov 14, 2025
Instrument2025-0332588
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2025
Property Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000332586
Map ReferenceMAP 8198
Instrument DateNov 07, 2025
Instrument2025-0332586
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12431 RIDGETON DR, LAKESIDE, CA 92040-5022

Mortgage

Document Number0000332589
DateNov 24, 2025
Instrument2025-0332589
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$975,000 (+236.2%) Land $421,614 Building $553,386
2025$4,186.00 (+7.75%) Homeowner's exemption$290,002 (+4.04%) Land $125,404 Building $164,598
2023$3,885.00 (+2.21%) Homeowner's exemption$278,743 Land $120,536 Building $158,207
2022$3,801.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN397-360-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area11,202 sqft (0.257 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12431 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5022
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 40 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number40
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3001
Census Tract16807

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