12425 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12425 Ridgeton Dr, Lakeside, CA 92040 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,660 sqft Living Area
Lot Size11,014 sqft (0.253 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$3,812.00 (2025)

Owner

Source: San Diego County records · APN 397-360-08-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Sep 22, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MISSION FCU
Sep 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Feb 19, 2020Loan Modification, Mortgage · Line of Credit
MISSION FCU
Aug 21, 2019Affidavit of Death, Transfer
NOT AVAILABLE
Sep 06, 2018Loan Modification, Mortgage · Conventional Mortgage
MISSION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 19, 1996
Transfer Doc0000640567
Record RefreshedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092873
DateFeb 24, 2020
Instrument2020-0092873
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000434443
DateSep 22, 2017
Instrument2017-0434443
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term241 Months
DueSep 30, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390199
DateSep 18, 2018
Instrument2018-0390199
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022

Mortgage

Document Number0000840320
DateDec 29, 2020
Instrument2020-0840320
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000092871
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12425 RIDGETON DR LAKESIDE CA 920405022, LAKESIDE, CA 92040-5022

Mortgage

Document Number0000092871
DateFeb 24, 2020
Instrument92871
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191-9023
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueFeb 23, 2037
Interest
Rate TypeAdjustable Rate
Rate4.25%

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateAug 21, 2019
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000355629
Instrument DateAug 20, 2019
Instrument355629
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12425 RIDGETON DR LAKESIDE CA 920405022, LAKESIDE, CA 92040-5022

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address12425 RIDGETON DR, LAKESIDE, CA 92040-5022
Document Number0000390200
Instrument DateSep 06, 2018
Transaction TypeMortgage
Record UpdatedSep 25, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12425 RIDGETON DR LAKESIDE CA 920405022, LAKESIDE, CA 92040-5022

Mortgage

Document Number0000390200
DateSep 18, 2018
Instrument390200
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191-9023
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 17, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$263,717 (+2%) Land $72,754 Building $190,963
2025$3,812.00 (+8.02%) Homeowner's exemption$258,547 (+4.04%) Land $71,328 Building $187,219
2023$3,529.00 (+2.26%) Homeowner's exemption$248,509 Land $68,559 Building $179,950
2022$3,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN397-360-08-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area11,014 sqft (0.253 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12425 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5022
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 39 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number39
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3001
Census Tract16807

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