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12448 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12448 Ridgeton Dr, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,437 sqft Living Area
Lot Size12,231 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$785,000 (2026)
Tax Bill$2,275.00 (2025)

Owner

Source: San Diego County records · APN 397-352-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 22, 2026Grant Deed, Transfer · Building or Construction Mortgage
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Dec 01, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2026 · Amount on Record
Deed SaleApr 22, 2026 · Amount on Record
Deed Doc Number2026112917
Prior Transfer DateNov 18, 2025
Prior Transfer Doc0000338982
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2026
Property Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000207480
Instrument DateJul 15, 2026
Instrument2026207480
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000207480,
DateJul 20, 2026
Instrument2026207480
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 22, 2026
Property Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000112917
Instrument DateApr 09, 2026
Instrument2026.112917
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$87,213.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023

Mortgage

Document Number0000112918,
DateApr 22, 2026
Instrument2026.112918
Lender
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 31, 2027
Interest
Rate6.11%
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 01, 2025
Property Address12448 RIDGETON DR, LAKESIDE, CA 92040-5023
Document Number0000338982
Map ReferenceMAP 8198
Instrument DateNov 18, 2025
Instrument2025-0338982
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 MCCLURE LN, EUGENE, OR 97404-3205

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$700,000 (+471.94%) Land $500,000 Building $200,000
2025$2,275.00 (+5.37%)$122,390 (+4.04%) Land $41,554 Building $80,836
2024$2,159.00 (+4.2%)
2023$2,072.00 (+2.73%)$117,640 Land $39,942 Building $77,698
2022$2,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN397-352-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,437 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area12,231 sqft (0.281 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12448 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5023
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 29 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number29
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3001
Census Tract16807

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