Oakland County property record for 1244 Cole St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,732 sqft · built 2022 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,594,000 (Feb 2024) |
| Tax Bill | $26,108 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-155-007 |
| Primary APN | 08-20-31-155-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,732 sqft Living Area |
| 1st Floor Area | 917 sqft |
| Basement Area | 917 sqft |
| Unfinished Basement | 917 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1244 COLE ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 247 & W 20 FT OF LOT 248 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 247-248 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 152900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 19, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU |
| Feb 23, 2022 | Intrafamily Transfer, Transfer |
| Feb 4, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on Record |
| Deed Sale | Feb 8, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2001 |
| Deed Document Number | 202413261 |
| Deed Book / Page | 59157 / 533 |
| Prior Transfer Date | Sep 8, 2022 |
| Prior Transfer Doc | 0000445702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Investor | Possibly a Property Investor |
| Document Number | 0000122849 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 60570/191 |
| Instrument | 122849 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 8, 2024 |
| Property Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Document Number | 0000013261 |
| Book / Page | 59157 / 533 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Feb 2, 2024 |
| Instrument | 13261 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,955.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1954 DEER PATH TRL, COMMERCE TOWNSHIP, MI 48390-1875 |
| Name | Verified Name |
|---|---|
| Address | 6654 COLLEGE PARK, CLARKSTON, MI 48346-1065 |
| Investor | Possibly a Property Investor |
| Document Number | 0059157536 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 59157/536 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 19, 2022 |
| Property Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Document Number | 0000445702 |
| Book / Page | 58121 / 444 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 445702 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | EMBASSY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1244 COLE ST, 1244, BIRMINGHAM, MI 48009-7032 |
| Name | Verified Name |
|---|---|
| Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Document Number | 0058121446 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 58121/446 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2022 |
| Property Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Document Number | 0000328281 |
| Book / Page | 57498 / 33 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 328281 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6447 COUNTN SHIRE LANE, WEST BLOOMFIELD, MI 48323 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 4, 2022 |
| Property Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
| Document Number | 0000312738 |
| Book / Page | 57405 / 745 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 312738 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1244 COLE ST, 1244, BIRMINGHAM, MI 48009-7032 |
| Name | Verified Name |
|---|---|
| Address | 1244 COLE ST, BIRMINGHAM, MI 48009-7032 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,108.00 (-0.5%) Homeowner's exemption | $773,260 (+578.6%) | $1,546,520 (+578.6%) |
| 2024 | $26,238.00 (+797.64%) | ||
| 2023 | $113,950 | $227,900 | |
| 2021 | $2,923.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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