1253 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1253 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,692 sqft · built 2023
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$1,345,000 (Jun 2026)
Tax Bill$14,288 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-20-31-154-037

Property Details

APN / Parcel Number

Primary APN08-20-31-154-037

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories3 Stories
Building Area2,692 sqft Living Area
1st Floor Area1,032 sqft
Basement Area1,032 sqft
Unfinished Basement1,032 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1253 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 229
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number229
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1232 SOMERSET RD, RALEIGH, NC 27610-1137
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number202694098
Deed Book / Page61326 / 459
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 29, 2026
Property Address1253 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000094098
Book / Page61326 / 459
Instrument DateJun 18, 2026
Instrument202694098
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyTWENTY TWO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,018,837.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1232 SOMERSET RD, RALEIGH, NC 27610-1137

Mortgage

Document Number0000094099,
DateJun 29, 2026
Instrument202694099
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 22, 2020
Property Address1253 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000143409
Book / Page54544 / 283
Map ReferenceLB 27 PL 05
Instrument DateJul 17, 2020
Instrument143409
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,874.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1253 COLE ST, 1253, BIRMINGHAM, MI 48009-7047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1254 COLE ST, BIRMINGHAM, MI 48009-7032

Mortgage

Document Number0054544284
DateJul 22, 2020
Instrument54544/284
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,288.00 (+141.35%)$379,940 (+178.88%)$759,880 (+178.88%)
2024$5,920.00 (-4.67%)
2023$136,240$272,480
2021$6,210.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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