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1245 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1245 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,206 sqft · built 2019
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Mar 2025)
Tax Bill$12,979 (2025)
Deeds & MortgagesApr 2023 Transfer
Jun 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN08-20-31-154-036

Property Details

APN / Parcel Number

Primary APN08-20-31-154-036

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,206 sqft Living Area
1st Floor Area863 sqft
Basement Area863 sqft
Unfinished Basement863 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area286 sqft
Parking Spaces1 Parking Space
Deck Area117 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1245 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 230
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number230
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Intrafamily Transfer, Transfer
Jun 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 8, 2022Warranty Deed, Transfer
NOT AVAILABLE, TWENTY TWO TITLE
May 2, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Mar 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleJun 8, 2022 · Amount on Record
Deed Document Number202523427
Deed Book / Page60027 / 764
Prior Transfer DateApr 4, 2023
Prior Transfer Doc0000042308
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 17, 2023
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000042308
Book / Page58545 / 678
Map ReferenceLB 27 PG 5
Instrument DateApr 4, 2023
Instrument42308
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1245 COLE ST, BIRMINGHAM, MI 48009-7047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1245 COLE ST, BIRMINGHAM, MI 48009-7047

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address33717 WOODWARD AVE 198, 198, BIRMINGHAM, MI 48009-0913

Mortgage

Document Number0000391822
DateJun 6, 2022
Book Page57822/799
Instrument391822
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.02%
Type Change DateJun 1, 2037
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.02%
IndexOther
Margin3
Max Rate8.02%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 8, 2022
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000392935
Book / Page57829 / 40
Map ReferenceLB 27 PG 5
Instrument DateMay 26, 2022
Instrument392935
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyNOT AVAILABLE, TWENTY TWO TITLE

Transaction

AmountAmount Recorded
Tax$6,292.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1524 COLE ST, 1524, BIRMINGHAM, MI 48009-7053

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 COLE ST, BIRMINGHAM, MI 48009-7047

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 2, 2018
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000074051
Book / Page51774 / 00103
Map ReferenceLB 27 PG 5
Instrument DateApr 30, 2018
Instrument74051
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySTERLING TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,849.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3729 NORTHVIEW DR, 3729, CLARKSTON, MI 48346

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 COLE ST, BIRMINGHAM, MI 48009-7047

Mortgage

Document Number0000074052
DateMay 2, 2018
Instrument74052
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 13, 2018
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000038978
Book / Page051628 / 000493
Instrument DateMar 12, 2018
Instrument38978
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1245 COLE ST BIRMINGHAM MI 480097047, BIRMINGHAM, MI 48009-7047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 17, 2017
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000049764
Book / Page050478 / 000217
Instrument DateMar 6, 2017
Instrument49764
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1245 COLE ST BIRMINGHAM MI 480097047, BIRMINGHAM, MI 48009-7047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 13, 2017
Property Address1245 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000008054
Book / Page050282 / 000630
Instrument DateDec 28, 2016
Instrument8054
Transaction TypeTransfer
Record UpdatedJan 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 COLE ST BIRMINGHAM MI 480097047, BIRMINGHAM, MI 48009-7047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,979.00 (-8.59%) Homeowner's exemption$417,480 (+19.11%)$834,960 (+19.11%)
2024$14,199.00 (+26.48%)
2023$350,510$701,020
2021$11,226.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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