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1201 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1201 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,379 sqft · built 1951
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$519,000 (Jul 2026)
Tax Bill$6,742 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-20-31-154-034

Property Details

APN / Parcel Number

Primary APN08-20-31-154-034

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,379 sqft Living Area
1st Floor Area788 sqft
Basement Area788 sqft
Unfinished Basement788 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area41 sqft
Deck Area177 sqft
Patio Area177 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1201 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 232
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number232
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1317 INDIAN MOUND W, BLOOMFIELD HILLS, MI 48301-2263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Feb 23, 2021Warranty Deed, Transfer · Conventional Mortgage
STIFEL BANK & TRUST
Mar 1, 2018Warranty Deed, Transfer
DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleFeb 23, 2021 · Amount on Record
Deed Document Number2026114271
Deed Book / Page61417 / 364
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 30, 2026
Property Address1201 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000114271
Book / Page61417 / 364
Instrument DateJul 20, 2026
Instrument2026114271
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$393,142.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 INDIAN MOUND W, BLOOMFIELD HILLS, MI 48301-2263

Mortgage

Document Number0000114575,
DateJul 30, 2026
Instrument2026114575
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 23, 2021
Property Address1201 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000047556
Book / Page55753 / 829
Map ReferenceLB 27 PG 5
Instrument DateJan 22, 2021
Instrument47556
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,268.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1201 COLE ST, BIRMINGHAM, MI 48009-7047

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 COLE ST, BIRMINGHAM, MI 48009-7047

Mortgage

Document Number0055752817
DateFeb 23, 2021
Instrument55752/817
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 1, 2018
Property Address1201 COLE ST, BIRMINGHAM, MI 48009-7047
Document Number0000032849
Book / Page051597 / 000013
Instrument DateFeb 23, 2018
Instrument32849
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyDEVON TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,810.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 COLE ST BIRMINGHAM MI 480097047, BIRMINGHAM, MI 48009-7047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,742.00 (-9.78%) Homeowner's exemption$227,240 (+22.85%)$454,480 (+22.85%)
2024$7,473.00 (+26%)
2023$184,980$369,960
2021$5,931.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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