Oakland County property record for 1192 Cole St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,353 sqft · built 2011 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $619,000 (Jul 2019) |
| Tax Bill | $12,530 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-155-059 |
| Primary APN | 08-20-31-155-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,353 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1192 COLE ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 244 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 244 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 152900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 12, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Oct 6, 2011 · Amount on Record |
| Deed Document Number | 2019111254 |
| Deed Book / Page | 53018 / 884 |
| Prior Transfer Date | Sep 29, 2015 |
| Prior Transfer Doc | 0000233960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Document Number | 20260022980 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 60968/26 |
| Instrument | 20260022980 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Document Number | 0000009117 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 55489/20 |
| Instrument | 9117 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 12, 2019 |
| Property Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
| Document Number | 0000111254 |
| Book / Page | 53018 / 00884 |
| Map Reference | LB 27 PG 5 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 111254 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,323.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 PURITAN AVE, 245, BIRMINGHAM, MI 48009-4631 |
| Name | Verified Name |
|---|---|
| Address | 1192 COLE ST, BIRMINGHAM, MI 48009-7051 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,530.00 (-9.78%) Homeowner's exemption | $439,060 (+22.37%) | $878,120 (+22.37%) |
| 2024 | $13,888.00 (+9.29%) | ||
| 2023 | $358,800 | $717,600 | |
| 2021 | $12,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures