12439 Basin St, Clermont, FL 34715 Property Records

Lake County property record for 12439 Basin St, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1979
Lot Size	0.585 acres (25,485 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Oct 2015)
Tax Bill	$2,588 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-21-26-0100-000-01900`

Property Details

APN / Parcel Number

Primary APN	`31-21-26-0100-000-01900`
Alternative APNs	`262131010000001900` `1649714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,485 sqft (0.585 acres)
Lot Dimensions	115 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	9 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1649714
Street Address	12439 BASIN ST
City	CLERMONT
State	FL
Zip	34715-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SHEPHERD SHORES LOTS 19 20 21 PB 14 PG 48 CIVIL ACTION NO 83-142-CA-01 ORB 4688 PG 529 ORB 5616 PG 2493 ORB 5616 PG 2496
Legal Range	26E
Legal Township	21S
Legal Section	31
Legal Subdivision	LAKE SHEPHERD SHORES
Legal Tract	0100
Legal Lot Number	19
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2021
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 8, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jan 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 5, 2018	Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	2015108917
Deed Book / Page	4688 / 529
Last Transfer Date	Dec 31, 2020
Transfer Doc	0056162496
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Investor	Possibly a Property Investor

Mortgage

Document Number	0059332453
Date	Apr 8, 2022
Book Page	5933/2453
Instrument	2022049637

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Document Number	0056162493
Book / Page	5616 / 2493
Map Reference	MB 14 PG 48
Instrument Date	Dec 31, 2020
Instrument	2021003500
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12439 BASIN ST, CLERMONT, FL 34715-8703

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Document Number	0056162496
Book / Page	5616 / 2496
Map Reference	MB 14 PG 48
Instrument Date	Dec 30, 2020
Instrument	2021003501
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12439 BASIN ST, CLERMONT, FL 34715-8703

Mortgage

Document Number	0000056171
Date	Jan 8, 2021
Instrument	5617/1

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	12439 BASIN ST, CLERMONT, FL 34715-8703
Document Number	0051281534
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12439 BASIN ST CLERMONT FL 347158703, CLERMONT, FL 34715-8703

Mortgage

Document Number	0051281534
Date	Jun 21, 2018
Book Page	005128/001534
Instrument	72524

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,720 (+2.9%)	$348,723 (-0.06%) Land $139,500 Building $209,223
2025		$182,430 (+5.98%) Land $139,500 Building $42,930	$348,923 (+9.33%) Land $139,500 Building $209,423
2024	$2,588.00 (+10.27%)
2023	$2,347.00 (+9.88%) Homeowner's exemption	$172,130 (+3%)	$319,152 (+33.44%) Land $114,638 Building $204,514
2022	$2,136.00 Homeowner's exemption	$167,120	$239,168 Land $39,895 Building $199,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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