12420 Basin St, Clermont, FL 34715 Property Records

Lake County property record for 12420 Basin St, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2005
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Jul 2018)
Tax Bill	$4,208 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-21-26-0100-000-02400`

Property Details

APN / Parcel Number

Primary APN	`31-21-26-0100-000-02400`
Alternative APN	`2795379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	100 ft deep x 270 ft wide
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2795379
Street Address	12420 BASIN ST
City	CLERMONT
State	FL
Zip	34715-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE SHEPHERD SHORES LOTS 24 25 26 PB 14 PG 48 ORB 5137 PG 1990 ORB 5843 PG 1973
Legal Range	26E
Legal Township	21S
Legal Section	31
Legal Subdivision	LAKE SHEPHERD SHORES
Legal Tract	100
Legal Lot Number	24-26 25
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2022
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 11, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 17, 2017	Warranty Deed, Transfer · VA Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	0051371990
Deed Book / Page	5137 / 1990
Last Transfer Date	Nov 23, 2021
Transfer Doc	0058431973
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 BASIN ST, CLERMONT, FL 34715-8700

Mortgage

Document Number	0065970341
Date	Sep 15, 2025
Book Page	6597/341
Instrument	2025113973

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 BASIN ST, CLERMONT, FL 34715-8700

Mortgage

Document Number	0057581104
Date	Jul 23, 2021
Book Page	5758/1104
Instrument	2021101802

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 23, 2021
Property Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Document Number	0058431973
Book / Page	5843 / 1973
Map Reference	MB 14 PG 48
Instrument Date	Nov 18, 2021
Instrument	2021163112
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 BASIN ST, CLERMONT, FL 34715-8700

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 11, 2018
Property Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Document Number	0051371990
Book / Page	5137 / 1990
Map Reference	MB 14 PG 48
Instrument Date	Jul 9, 2018
Instrument	2018080176
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12420 BASIN ST, 12420, CLERMONT, FL 34715-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 BASIN ST, CLERMONT, FL 34715-8700

Mortgage

Document Number	2018080177
Date	Jul 11, 2018
Instrument	2018080177

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 17, 2017
Property Address	12420 BASIN ST, CLERMONT, FL 34715-8700
Document Number	0049041015
Book / Page	4904 / 1015
Map Reference	MB 14 PG 48
Instrument Date	Feb 16, 2017
Instrument	2017018584
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 134, WEBSTER, FL 33597-0134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12420 BASIN ST, CLERMONT, FL 34715-8700

Mortgage

Document Number	2017018549
Date	Feb 17, 2017
Instrument	2017018549

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,110 (+5.99%) Land $146,250 Building $162,860	$352,909 (+10.53%) Land $146,250 Building $206,659
2024	$4,208.00 (+6.96%)
2023	$3,934.00 (+6.76%) Homeowner's exemption Additional exemption filed	$291,650 (+3%)	$319,300 (+12.76%) Land $120,375 Building $198,925
2022	$3,685.00 Homeowner's exemption Additional exemption filed	$283,158	$283,158 Land $71,823 Building $211,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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