Hamilton County property record for 12421 Pebblepointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,365 sqft · built 1993 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,105 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-007-019.000-018 |
| Primary APN | 29-10-33-007-019.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,365 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| 2nd Floor Area | 1,401 sqft |
| Basement Area | 1,694 sqft |
| Finished Basement | 1,270 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 218 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610330007019000 |
|---|---|
| Street Address | 12421 PEBBLEPOINTE PASS |
| City | CARMEL |
| State | IN |
| Zip | 46033-9686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .49, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 19 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | BAYHILL SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110912 |
12421 Pebblepointe Pass is owned and occupied by an individual who acquired it in July 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12421 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BALLEY & WOOD FINANCIAL GROUP |
| Jul 31, 2019 | Deed, Transfer · ARM UNITED SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 |
| Deed Sale | Jul 31, 2019 |
| Prior Sale | Jun 24, 2003 |
| Deed Document Number | 2019034252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12421 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047580 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019047580 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12421 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000057106 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020057106 |
| Name | BALLEY & WOOD FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | 46054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 31, 2019 |
| Property Address | 12421 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Document Number | 2019034252 |
| Map Reference | DOC 925062 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019034252 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12421 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Document Number | 2019034253 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019034253 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736,400 (+3.75%) Land $209,900 Building $526,500 | $736,400 (+3.75%) Land $209,900 Building $526,500 | |
| 2024 | $8,105.00 (+17.81%) | $709,800 (+15.08%) Land $209,900 Building $499,900 | $709,800 (+15.08%) Land $209,900 Building $499,900 |
| 2023 | $6,880.00 (+14.17%) Homeowner's exemption | $616,800 (+16.82%) Land $160,200 Building $456,600 | $616,800 (+16.82%) Land $160,200 Building $456,600 |
| 2022 | $6,026.00 Homeowner's exemption | $528,000 Land $160,200 Building $367,800 | $528,000 Land $160,200 Building $367,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12421 Pebblepointe Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12421 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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