12400 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12400 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,865 sqft · built 1993
Lot Size0.36 acres (15,682 sqft)
Owner2 Company Names on File
Last Sale$620,000 (Oct 2020)
Tax Bill$8,211 (2024)
Deeds & MortgagesOct 2023 Transfer
Jul 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-10-33-007-027.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-007-027.000-018
Alternative APN
  • 1610330007027000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area4,865 sqft Living Area
Gross Area6,822 sqft
1st Floor Area5,190 sqft
2nd Floor Area2,257 sqft
Basement Area1,305 sqft
Finished Basement980 sqft
Unfinished Basement325 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions160 ft deep x 100 ft wide
TerrainHigh
Garage TypeAttached
Garage Area1,632 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12400 PEBBLEPOINTE PASS
CityCARMEL
StateIN
Zip46033-9685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .36, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 28
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionBAYHILL SECTION 1
Legal Block1
Legal Lot Number28
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2008
Census Tract110912

Owner

12400 Pebblepointe Pass is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Hamilton County records, as of October 12, 2026

Owner of Record2 Company Names on File
Mailing Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Intrafamily Transfer, Transfer
Jul 26, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 16, 2020Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICES
Sep 25, 2017Affidavit of Death, Transfer
Sep 25, 2017Warranty Deed, Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Prior SaleSep 25, 2017 · Amount on File
Deed Document Number202074316
Last Transfer DateOct 13, 2023
Transfer Doc0000039458
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateOct 13, 2023
Property Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
Document Number0000039458
Map ReferenceDOC 9252062
Instrument DateOct 13, 2023
Instrument2023039458
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033294
DateJul 26, 2019
Instrument2019033294
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 17, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateOct 16, 2020
Property Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
Document Number2020074316
Map ReferenceDOC 9252062
Instrument DateOct 9, 2020
Instrument2020074316
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyENTERPRISE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685

Mortgage

Document Number2020074317
DateOct 16, 2020
Instrument2020074317
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

September 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON IN
Recording DateSep 25, 2017
Property Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
Document Number0000047251
Instrument DateSep 8, 2017
Instrument47251
Transaction TypeTransfer
Record UpdatedJan 30, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12400 PEBBLEPOINTE PASS CARMEL IN 460339685, CARMEL, IN 46033-9685

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 25, 2017
Property Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685
Document Number2017047252
Map ReferenceDOC9252062
Instrument DateSep 8, 2017
Instrument2017047252
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12400 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685

Mortgage

Document Number2017047253
DateSep 25, 2017
Instrument2017047253
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateFeb 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6.5%
Index1-Year LIBOR
Margin2
Max Rate9.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$743,800 (+3.48%) Land $200,700 Building $543,100$743,800 (+3.48%) Land $200,700 Building $543,100
2024$8,211.00 (+12.88%)$718,800 (+10.72%) Land $200,700 Building $518,100$718,800 (+10.72%) Land $200,700 Building $518,100
2023$7,274.00 (+15.26%) Homeowner's exemption$649,200 (+17.46%) Land $153,200 Building $496,000$649,200 (+17.46%) Land $153,200 Building $496,000
2022$6,311.00 Homeowner's exemption$552,700 Land $153,200 Building $399,500$552,700 Land $153,200 Building $399,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12400 Pebblepointe Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12400 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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