12344 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12344 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,906 sqft · built 1993
Lot Size0.42 acres (18,295 sqft)
Owner2 Company Names on File
Last Sale$484,400 (Sep 2020)
Tax Bill$7,819 (2024)
Deeds & MortgagesOct 2018 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-33-007-025.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-007-025.000-018
Alternative APN
  • 1610330007025000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,906 sqft Living Area
Gross Area5,854 sqft
1st Floor Area2,627 sqft
2nd Floor Area1,230 sqft
AtticAttic
Attic Area1,096 sqft
Basement Area1,019 sqft
Finished Basement919 sqft
Unfinished Basement100 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions185 ft deep x 100 ft wide
TerrainHigh
Garage TypeAttached
Garage Area1,472 sqft
Parking Spaces3 Parking Spaces
Pool Area720 sqft
Deck AreaDeck Area
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12344 PEBBLEPOINTE PASS
CityCARMEL
StateIN
Zip46033-9683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .42, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 30
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionBAYHILL SECTION 1
Legal Block1
Legal Lot Number30
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2008
Census Tract110912

Owner

12344 Pebblepointe Pass is owned by a company that bought it in September 2020.

Source: Hamilton County records, as of March 16, 2026

Owner of Record2 Company Names on File
Mailing Address12344 PEBBLEPOINTE PASS, CARMEL, IN 46033-9683
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2018Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Sep 30, 2020Quit Claim Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleJun 27, 2016 · Amount on File
Deed Document Number202069065
Prior Transfer DateSep 11, 2020
Prior Transfer Doc0000069065
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12344 PEBBLEPOINTE PASS, CARMEL, IN 46033-9683
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050080
DateOct 23, 2018
Instrument2018050080
Lender
NamePNC BANK NA
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term240 Months
DueOct 19, 2038

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateSep 30, 2020
Property Address12344 PEBBLEPOINTE PASS, CARMEL, IN 46033-9683
Document Number2020069065
Instrument DateSep 11, 2020
Instrument2020069065
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12344 PEBBLEPOINTE PASS, CARMEL, IN 46033-9683

Mortgage

Document Number2020069066
DateSep 30, 2020
Instrument2020069066
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$702,900 (+2.55%) Land $208,300 Building $494,600$702,900 (+2.55%) Land $208,300 Building $494,600
2024$7,819.00 (+8.42%)$685,400 (+11.07%) Land $208,300 Building $477,100$685,400 (+11.07%) Land $208,300 Building $477,100
2023$7,212.00 (+25.45%) Homeowner's exemption$617,100 (+23.47%) Land $159,000 Building $458,100$617,100 (+23.47%) Land $159,000 Building $458,100
2022$5,749.00 Homeowner's exemption$499,800 Land $159,000 Building $340,800$499,800 Land $159,000 Building $340,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12344 Pebblepointe Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12344 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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