Hamilton County property record for 12441 Pebblepointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,098 sqft · built 1993 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,531 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-007-018.000-018 |
| Primary APN | 29-10-33-007-018.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,098 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| 2nd Floor Area | 1,462 sqft |
| Basement Area | 1,310 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 218 ft deep x 95 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 751 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610330007018000 |
|---|---|
| Street Address | 12441 PEBBLEPOINTE PASS |
| City | CARMEL |
| State | IN |
| Zip | 46033-9686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .45, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 18 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | BAYHILL |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110912 |
12441 Pebblepointe Pass is owned and occupied by two individuals.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12441 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit FINANCIAL CENTER FIRST CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CENTER FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12441 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035602 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022035602 |
| Name | FINANCIAL CENTER FIRST CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12441 PEBBLEPOINTE PASS, CARMEL, IN 46033-9686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000103 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021000103 |
| Name | FINANCIAL CENTER FIRST CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46228 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 5, 2036 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $683,600 Land $209,500 Building $474,100 | $683,600 Land $209,500 Building $474,100 | |
| 2024 | $7,531.00 (+14.45%) | ||
| 2023 | $6,580.00 (+13.59%) Homeowner's exemption | $592,000 (+16.56%) Land $159,900 Building $432,100 | $592,000 (+16.56%) Land $159,900 Building $432,100 |
| 2022 | $5,793.00 Homeowner's exemption | $507,900 Land $159,900 Building $348,000 | $507,900 Land $159,900 Building $348,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12441 Pebblepointe Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12441 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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