Hamilton County property record for 12432 Pebblepointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,793 sqft · built 1993 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,691 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-007-029.000-018 |
| Primary APN | 29-10-33-007-029.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,793 sqft Living Area |
| 1st Floor Area | 1,677 sqft |
| 2nd Floor Area | 1,516 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 155 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610330007029000 |
|---|---|
| Street Address | 12432 PEBBLEPOINTE PASS |
| City | CARMEL |
| State | IN |
| Zip | 46033-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .35, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 1, LOT 26 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | BAYHILL |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 110912 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12432 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 |
| Deed Sale | Jul 11, 2013 |
| Prior Sale | Jan 3, 2011 |
| Deed Document Number | 2013043190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12432 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 12432 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685 |
| Document Number | 0000058662 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022058662 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12432 PEBBLEPOINTE PASS, CARMEL, IN 46033-9685 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021061014 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021061014 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699,600 (+3.72%) Land $197,400 Building $502,200 | $699,600 (+3.72%) Land $197,400 Building $502,200 | |
| 2024 | $7,691.00 (+11.64%) | $674,500 (+9.21%) Land $197,400 Building $477,100 | $674,500 (+9.21%) Land $197,400 Building $477,100 |
| 2023 | $6,889.00 (+14.61%) Homeowner's exemption | $617,600 (+17.26%) Land $150,700 Building $466,900 | $617,600 (+17.26%) Land $150,700 Building $466,900 |
| 2022 | $6,011.00 Homeowner's exemption | $526,700 Land $150,700 Building $376,000 | $526,700 Land $150,700 Building $376,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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