Saginaw County property record for 12421 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1980 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jul 2020) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-07-1002-015 |
| Primary APN | 24-10-3-07-1002-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 2,064 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 12421 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT N 1/4 CORN OF SEC TH N66DEG E 300 FT TO POB TH CONT N66DEG E 49.59 FT TH S06DEG E 213.02 FT TH N80DEG E 197.79 FT TH S01DEG E 280.79 FT TH S82DEG W 118.48 FT TH N65DEG W 195.74 FT TH N03DEG E 378 FT TO N SEC LINE & POB 1.94 ACRES VILLAGE OF ST |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 07 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-07-1002-015
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12421 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 202016872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 07, 2020 |
| Property Address | 12421 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Document Number | 0000016872 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 16872 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4843 S ORR RD HEMLOCK MI 486269720, HEMLOCK, MI 48626-9720 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 14, 2019 |
| Property Address | 12421 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Document Number | 0000025627 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 25627 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12421 ITHACA RD ST CHARLES MI 486558515, ST CHARLES, MI 48655-8515 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,600 (+26.6%) | $273,200 (+26.6%) | |
| 2025 | $2,760.00 (+0.91%) Homeowner's exemption | ||
| 2023 | $107,900 | $215,800 | |
| 2022 | $2,735.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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