12344 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12344 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property Type	Residential > Prefabricated > Manufactured or Modular Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,848 sqft Living Area
Lot Size	70,132 sqft (1.61 acres)
Occupancy	Owner Occupied
Last Sale	$149,900 (2020)
Tax Bill	$2,276.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-06-4004-703`
Alternative APN	`24103064004A03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,848 sqft Living Area
1st Floor	1,848 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	70,132 sqft (1.61 acres)

Exterior Amenities

Total Buildings	2 Total Buildings
Deck Area	Deck Area
Patio Area	84 sqft Patio
Porch	Covered Porch
Porch Area	528 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	12344 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-8516
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	COM AT S 1/4 CORN TH N68DEG E 818.5 FT TO POB TH N 645.39 FT TH N68DEG E 124.5 FT TH S 645.21 FT TH S68DEG W 125 FT TO POB 1.7 ACRES VILLAGE OF ST CHARLES. SEC 6 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	06
Jurisdiction	SAGINAW MI
Minor Civil Division	ST. CHARLES
Census Blockgroup	1
Census Block	1012
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-06-4004-703

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12344 ITHACA RD, SAINT CHARLES, MI 48655-8516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Feb 19, 1993 · Amount on Record
Deed Doc Number	202027441
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 29, 2020
Property Address	12344 ITHACA RD, SAINT CHARLES, MI 48655-8516
Document Number	2020027441
Instrument Date	Oct 09, 2020
Instrument	2020027441
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12344 ITHACA RD, 12344, SAINT CHARLES, MI 48655-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12344 ITHACA RD, SAINT CHARLES, MI 48655-8516

Mortgage

Document Number	2020027442
Date	Oct 29, 2020
Instrument	2020027442

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,900 (+25.32%)	$217,800 (+25.32%)
2025	$2,276.00 (+2.38%) Homeowner's exemption
2023		$86,900	$173,800
2022	$2,223.00

Flood & Wildfire

12344 Ithaca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.