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12451 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12451 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,648 sqft Living Area
Lot Size50,530 sqft (1.16 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2019)
Tax Bill$194.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-10-3-07-1002-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,648 sqft Living Area
1st Floor2,648 sqft 1st Floor
Basement Area2,648 sqft Basement
Finished Basement2,624 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area50,530 sqft (1.16 acres)
Parking Spaces6 Parking Spaces
Garage Area1,632 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area282 sqft Patio
PorchCovered Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address12451 ITHACA RD
CitySAINT CHARLES
StateMI
Zip48655-8515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT N 1/4 CORN OF SEC 7 TH N66DEG E 150 FT TO POB TH CONT N66DEG E 150 FT TH S 378 FT TH S54DEG W 188.07 FT TH N 426.94 FT TO POB 1.27 ACRES MORE OR LESS VILLAGE OF ST CHARLES SEC 7 T10N R3E ***NEW PARCEL SPLIT FROM 1002 11/8/02
Legal Range03E
Legal Township10N
Legal Section07
JurisdictionSAGINAW MI
Minor Civil DivisionST. CHARLES
Census Blockgroup1
Census Block1014
Census Tract12600

Owner

Source: Saginaw County records · APN 24-10-3-07-1002-013

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12451 ITHACA RD, SAINT CHARLES, MI 48655-8515
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
INDEPENDENT BANK
Apr 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
INDEPENDENT BANK
Nov 05, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2019 · Amount on Record
Deed SaleNov 05, 2019 · Amount on Record
Deed Doc Number201927252
Record RefreshedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12451 ITHACA RD, SAINT CHARLES, MI 48655-8515
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000027253
DateNov 05, 2019
Instrument2019027253
Lender
NameINDEPENDENT BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term349 Months
DueDec 01, 2048

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12451 ITHACA RD, SAINT CHARLES, MI 48655-8515
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12451 ITHACA RD, SAINT CHARLES, MI 48655-8515

Mortgage

Document Number0000010197
DateApr 06, 2021
Instrument2021010197
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 05, 2019
Property Address12451 ITHACA RD, SAINT CHARLES, MI 48655-8515
Document Number0000027252
Instrument DateNov 01, 2019
Instrument27252
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$375.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1466 WILSON AVE HOUGHTON LAKE HEIGHTS MI 48630, HOUGHTON LAKE HEIGHTS, MI 48630

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles Village
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$280,800$561,600
2025$194.00 (+1,041.18%) Homeowner's exemption
2022$17.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 52nd in Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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