12371 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12371 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,800 sqft Living Area
Lot Size	20,386 sqft (0.468 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (1991)
Tax Bill	$1,961.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-07-1002-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,800 sqft Living Area
1st Floor	1,800 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,386 sqft (0.468 acres)
Parking Spaces	4 Parking Spaces
Garage Area	1,000 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	461 sqft Patio
Porch	Covered Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	12371 ITHACA RD
City	SAINT CHARLES
State	MI
Zip	48655-8516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT A PT 653.61 FT N66DEG 09MIN 25 SECONDS E FROM N 1/4 CORN TH N66DEG 09MIN 25 SECONDS E 153.94 FT TH S 205.73 FT TH S88DEG 42MIN 25 SECONDS W 142.17 FT TH N 146.70 FT TO POB 0.57 ACRE VILLAGE OF ST CHARLES. SEC 7 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	07
Jurisdiction	SAGINAW MI
Minor Civil Division	ST. CHARLES
Census Blockgroup	1
Census Block	1014
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-07-1002-005

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12371 ITHACA RD, SAINT CHARLES, MI 48655-8516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1991 · Amount on Record
Deed Sale	Nov 13, 1991 · Amount on Record
Deed Book / Page	1807 / 1181
Record Refreshed	Sep 20, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	12371 ITHACA RD, SAINT CHARLES, MI 48655-8516
Document Number	0000015155
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	12371 ITHACA RD ST CHARLES MI 486558516, ST CHARLES, MI 48655-8516

Mortgage

Document Number	0000015155
Date	May 24, 2018
Instrument	15155

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,500 (+32.4%)	$237,000 (+32.4%)
2025	$1,961.00 (+4.09%) Homeowner's exemption
2023		$89,500	$179,000
2022	$1,884.00

Flood & Wildfire

12371 Ithaca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.