Saginaw County property record for 12490 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 84,071 sqft (1.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2026) |
| Tax Bill | $1,800.00 (2025) |
| Primary APN | 24-10-3-06-3005-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 84,071 sqft (1.93 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 568 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Storm Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 12490 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | COM AT S 1/4 CORN OF SEC 6 TH S 78DEG W 150 FT TH N 593 FT TH N 78DEG E 150 TH S 593 FT TO POB 2.04 ACRES VILLAGE OF ST CHARLES SEC 6 T10N R3E *** NEW PARCEL 1/23/96 |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-06-3005-003
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12490 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Quit Claim Deed, Transfer DREAM TITLE AND ESCROW AGENCY |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Jul 03, 1995 · Amount on Record |
| Deed Doc Number | 20268190 |
| Prior Transfer Date | Mar 31, 2026 |
| Prior Transfer Doc | 0000009494 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 12490 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Document Number | 0000009494 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20269494 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | DREAM TITLE AND ESCROW AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12490 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 12490 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Document Number | 0000008190 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.8190 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Title Company | DREAM TITLE AND ESCROW AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136,350.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12490 ITHACA RD, SAINT CHARLES, MI 48655-8515 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008256, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026.8256 |
| Name | CASON HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,000 (+10.45%) | $186,000 (+10.45%) | |
| 2025 | $1,800.00 (+4.59%) Homeowner's exemption | $84,200 (+12.72%) | $168,400 (+12.72%) |
| 2023 | $74,700 | $149,400 | |
| 2022 | $1,721.00 |
12490 Ithaca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures