12401 Spruce Ln, Perry, MI 48872 Property Records

Shiawassee County property record for 12401 Spruce Ln, Perry, MI 48872

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-42-091-000`

Property Details

APN / Parcel Number

Primary APN	`014-42-091-000`
Alternative APN	`0144209100000`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	12401 SPRUCE LN
City	PERRY
State	MI
Zip	48872-9196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST GREEN SUB PERRY TWP LOT 91
Legal Subdivision	FOREST GREEN SUB
Legal Lot Number	91
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2032
Census Tract	31501

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12401 SPRUCE LN, PERRY, MI 48872-9196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 16, 2018	Warranty Deed, Transfer HURON VLY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	12401 SPRUCE LN, PERRY, MI 48872-9196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012710998
Date	Aug 19, 2020
Book Page	1271/998
Instrument	3335653

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 16, 2018
Property Address	12401 SPRUCE LN, PERRY, MI 48872-9196
Document Number	0012510822
Book / Page	001251 / 000822
Instrument Date	Nov 5, 2018
Instrument	3315215
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12401 SPRUCE LN PERRY MI 488729196, PERRY, MI 48872-9196

Mortgage

Document Number	12510823
Date	Nov 16, 2018
Book Page	001251/000823
Instrument	3315216

Lender

Name	HURON VLY FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Perry Township
Unified School District	Perry Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,600 (+3.17%)	$241,200 (+3.17%)
2025	$3,060.00 (+9.83%) Homeowner's exemption	$116,900 (+15.29%)	$233,800 (+15.29%)
2023	$2,786.00 Homeowner's exemption	$101,400	$202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	2,500 / 2,500
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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