124 Summit Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 124 Summit Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1986
Lot Size	0.183 acres (7,987 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2022)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-3501-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-3501-1`
Alternative APN	`23-1S-22-474A-000B-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,233 sqft Heated Area
Gross Area	1,814 sqft
1st Floor Area	1,230 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,987 sqft (0.183 acres)
Garage Type	Finished
Garage Area	399 sqft
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	124 SUMMIT CT
City	NICEVILLE
State	FL
Zip	32578-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE PINE VILLAGE PH I LOT 52 BLK B
Legal Range	22
Legal Township	01S
Legal Section	23
Legal Subdivision	BLUE PINE VIL PH 1
Legal Phase	1
Legal Block	B
Legal Lot Number	52
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2000
Census Tract	21002

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 SUMMIT CT, NICEVILLE, FL 32578-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 31, 2019	Warranty Deed, Transfer · VA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	3525304
Deed Book / Page	3603 / 1686
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 8, 2022
Property Address	124 SUMMIT CT, NICEVILLE, FL 32578-9761
Document Number	0036031686
Book / Page	3603 / 1686
Map Reference	MB 9 PG 5
Instrument Date	Jan 25, 2022
Instrument	3525304
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 W ELIZABETH ST, 224, YORKVILLE, IL 60560-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5543 LEXINGTON RD, OCEAN SPRINGS, MS 39564-1017

Mortgage

Document Number	0036031688
Date	Feb 8, 2022
Instrument	3603/1688

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 31, 2019
Property Address	124 SUMMIT CT, NICEVILLE, FL 32578-9761
Document Number	0034360699
Book / Page	3436 / 0699
Map Reference	MB 9 PG 5
Instrument Date	Dec 30, 2019
Instrument	3327273
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	BRIGHT LIGHT LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7700 GRALNICK PL, 7700, SPRINGFIELD, VA 22153-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SUMMIT CT, NICEVILLE, FL 32578-9761

Mortgage

Document Number	0034360701
Date	Dec 31, 2019
Instrument	3436/0701

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (+2.13%) Homeowner's exemption	$254,627 (+2.83%)	$278,838 (+12.61%) Land $110,794 Building $168,044
2023	$2,488.00 (-5.36%) Homeowner's exemption	$247,609 (+5.88%) Land $89,621 Building $157,988	$247,609 (+5.88%) Land $89,621 Building $157,988
2022	$2,629.00	$233,848 Land $85,353 Building $148,495	$233,848 Land $85,353 Building $148,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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