114 Summit Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 114 Summit Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1985
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$233,800 (Jul 2020)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-3496-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-3496-4`
Alternative APNs	`23-1S-22-474A-000B-0470` `22S123474A000B0470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Florida Room
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	114 SUMMIT CT
City	NICEVILLE
State	FL
Zip	32578-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE PINE VILLAGE PH I LOT 47 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	23
Legal Subdivision	BLUE PINE VILLAGE
Legal Phase	1
Legal Block	B
Legal Lot Number	47
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2000
Census Tract	21002

Owner

114 Summit Ct is owned by two individuals who bought it in July 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2425 S KATHLEEN AVE, YUMA, AZ 85365-3203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jan 20, 2012 · Amount on File
Deed Document Number	20203375638
Deed Book / Page	3477 / 3609
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	0034424203
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 23, 2020
Property Address	114 SUMMIT CT, NICEVILLE, FL 32578-9761
Document Number	0034773609
Book / Page	3477 / 3609
Map Reference	MB 10 PG 53
Instrument Date	Jul 7, 2020
Instrument	3375638
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,636.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 MAINSAIL DR UNIT 10, 114, MIRAMAR BEACH, FL 32550-4953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMIT CT, NICEVILLE, FL 32578-9761

Mortgage

Document Number	0034773611
Date	Jul 23, 2020
Instrument	3477/3611

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 7, 2020
Property Address	114 SUMMIT CT, NICEVILLE, FL 32578-9761
Document Number	0034424203
Book / Page	003442 / 004203
Instrument Date	Oct 30, 2019
Instrument	3335705
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	114 MAINSAIL DR #10 MIRAMAR BEACH FL 325504953, 10, MIRAMAR BEACH, FL 32550-4953

Tax Assessment & Valuation

The 2025 property tax bill for 114 Summit Ct was $3,232.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00	$277,534 Land $110,794 Building $166,740	$277,534 Land $110,794 Building $166,740
2023	$2,829.00 (+7%)	$246,939 (+5.88%) Land $89,621 Building $157,318	$246,939 (+5.88%) Land $89,621 Building $157,318
2022	$2,644.00	$233,225 Land $85,353 Building $147,872	$233,225 Land $85,353 Building $147,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Summit Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Summit Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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