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129 Summit Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 129 Summit Ct, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1985
Lot Size0.127 acres (5,566 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Mar 2020)
Tax Bill$1,558 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-3515-1

Property Details

APN / Parcel Number

Primary APNC56-000-596-3515-1
Alternative APN
  • 23-1S-22-474A-000C-0070

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area960 sqft Heated Area
Gross Area1,296 sqft
1st Floor Area960 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area5,566 sqft (0.127 acres)
Garage TypeFinished
Garage Area264 sqft
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address129 SUMMIT CT
CityNICEVILLE
StateFL
Zip32578-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE PINE VILLAGE PH I LOT 7 BLK C
Legal Range22
Legal Township01S
Legal Section23
Legal SubdivisionBLUE PINE VIL PH 1
Legal Phase1
Legal BlockC
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2013
Census Tract21002

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address129 SUMMIT CT, NICEVILLE, FL 32578-9787
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2020 · Amount on Record
Deed SaleMar 26, 2020 · Amount on Record
Prior SaleOct 13, 2010 · Amount on Record
Deed Document Number3347436
Deed Book / Page3452 / 511
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 26, 2020
Property Address129 SUMMIT CT, NICEVILLE, FL 32578-9787
Document Number0034520511
Book / Page3452 / 511
Map ReferenceMB 9 PG 5
Instrument DateMar 16, 2020
Instrument3347436
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRADLEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 400 BOX 5061, 5061, APO, AP 96273-0051

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 SUMMIT CT, NICEVILLE, FL 32578-9787

Mortgage

Document Number0034520512
DateMar 26, 2020
Instrument3452/0512
Lender
NameGATEWAY CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,558.00 (+6.42%) Homeowner's exemption$171,239 (+5.99%)$224,092 (+13.69%) Land $100,722 Building $123,370
2023$1,464.00 (+2.95%) Homeowner's exemption$161,566 (+3%)$197,110 (+5.85%) Land $81,474 Building $115,636
2022$1,422.00 Homeowner's exemption$156,860$186,211 Land $77,594 Building $108,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

May also be available: T-Mobile.

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