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122 Summit Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 122 Summit Ct, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,239 sqft · built 1986
Lot Size0.105 acres (4,552 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Nov 2019)
Tax Bill$1,845 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-3500-3

Property Details

APN / Parcel Number

Primary APNC56-000-596-3500-3
Alternative APNs
  • 23-1S-22-474A-000B-0510
  • 22S123474A000B0510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,239 sqft Living Area
Gross Area1,619 sqft
1st Floor Area1,239 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area4,552 sqft (0.105 acres)
Garage TypeAttached
Garage Area240 sqft
PorchScreened/Unfinished Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address122 SUMMIT CT
CityNICEVILLE
StateFL
Zip32578-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE PINE VILLAGE PH I LOT 51 BLK B
Legal Range22W
Legal Township01S
Legal Section23
Legal SubdivisionBLUE PINE VILLAGE
Legal Phase1
Legal BlockB
Legal Lot Number51
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2000
Census Tract21002

Owner

122 Summit Ct is owned and occupied by an individual who bought it in November 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address122 SUMMIT CT, NICEVILLE, FL 32578-9761
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019 · Amount on File
Deed SaleNov 26, 2019 · Amount on File
Prior SaleJun 16, 2014 · Amount on File
Deed Document Number20193320480
Deed Book / Page3430 / 3476
Prior Transfer DateApr 4, 2013
Prior Transfer Doc0030991468
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 26, 2019
Property Address122 SUMMIT CT, NICEVILLE, FL 32578-9761
Document Number0034303476
Book / Page3430 / 3476
Map ReferenceMB 10 PG 53
Instrument DateNov 19, 2019
Instrument3320480
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1642 PARKSIDE CIR, 1642, NICEVILLE, FL 32578-8706

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 SUMMIT CT, NICEVILLE, FL 32578-9761

Mortgage

Document Number0034303478
DateNov 26, 2019
Instrument3430-3478
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 122 Summit Ct was $1,845 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,845.00 Homeowner's exemption$195,555$267,954 Land $100,722 Building $167,232
2023$1,737.00 (+2.84%) Homeowner's exemption$184,509 (+3%)$241,231 (+5.92%) Land $81,474 Building $159,757
2022$1,689.00 Homeowner's exemption$179,135$227,750 Land $77,594 Building $150,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Summit Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Summit Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

May also be available: T-Mobile.

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