Okaloosa County property record for 126 Summit Ct, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1986 |
| Lot Size | 0.186 acres (8,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2024) |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3502-9 |
| Primary APN | C56-000-596-3502-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,418 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,104 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 90 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 126 SUMMIT CT |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUE PINE VILLAGE PH I LOT 53 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | BLUE PINE VILLAGE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 53 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21002 |
126 Summit Ct is owned by an individual who bought it in April 2024.
Source: Okaloosa County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 ADAM ST NW, FORT WALTON BEACH, FL 32548-4505 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on File |
| Deed Sale | Apr 5, 2024 · Amount on File |
| Prior Sale | Dec 19, 2001 · Amount on File |
| Deed Document Number | 20243680527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 126 SUMMIT CT, NICEVILLE, FL 32578-9761 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 412 ADAM ST NW, FORT WALTON BEACH, FL 32548-4505 |
| Document Number | 0003680528 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 3680528 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | N25W23255 PAUL RD, PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 126 Summit Ct was $2,926.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,926.00 | $287,296 Land $110,794 Building $176,502 | $287,296 Land $110,794 Building $176,502 |
| 2023 | $2,850.00 (+7.02%) | $249,154 (+5.93%) Land $89,621 Building $159,533 | $249,154 (+5.93%) Land $89,621 Building $159,533 |
| 2022 | $2,663.00 | $235,197 Land $85,353 Building $149,844 | $235,197 Land $85,353 Building $149,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Summit Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Summit Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: T-Mobile.
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