124 Cedar Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 124 Cedar Rd, Chester, MD 21619

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 1,320 sqft · built 1978
Lot Size	0.999 acres (43,500 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2011)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-076338`

Property Details

APN / Parcel Number

Primary APN	`04-076338`
Alternative APNs	`4076338` `076338`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Total Area
Basement Area	1,144 sqft
Finished Basement	1,144 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,500 sqft (0.999 acres)
Lot Dimensions	435 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,288 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076338
Street Address	124 CEDAR RD
City	CHESTER
State	MD
Zip	21619-2226
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	NC-20
Legal Description	LOT 61 BENTONS PLEASURE
Legal Subdivision	BENTONS PLEASURE
Legal Lot Number	61
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2029
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	124 CEDAR RD, CHESTER, MD 21619-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2011 · Amount on File
Deed Sale	Jun 22, 2011 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Document Number	20112031/0717
Deed Book / Page	2031 / 717
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	124 CEDAR RD, CHESTER, MD 21619-2226
Document Number	0026100086
Book / Page	002610 / 000086
Instrument Date	Nov 3, 2016
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	124 CEDAR RD CHESTER MD 216192226, CHESTER, MD 21619-2226

Mortgage

Document Number	0026100086
Date	Nov 15, 2017
Book Page	002610/000086

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,900 (+20.78%) Land $189,600 Building $271,300	$460,900 (+20.78%) Land $189,600 Building $271,300
2025	$3,978.00 (+10.68%) Homeowner's exemption
2023	$3,594.00 Homeowner's exemption	$381,600 Land $175,800 Building $205,800	$381,600 Land $175,800 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Rd

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