Queen Anne's County property record for 123 Cedar Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,242 sqft · built 2006 |
| Lot Size | 0.539 acres (23,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (May 2006) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-088522 |
| Primary APN | 04-088522 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,242 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,478 sqft (0.539 acres) |
| Lot Dimensions | 235 ft deep x 100 ft wide |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 088522 |
|---|---|
| Street Address | 123 CEDAR RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOT 50-A 23,478 SQ FT BENTON PLEASURE |
| Legal Subdivision | BENTONS PLEASURE |
| Legal Lot Number | 50A |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 811000 |
Source: Queen Anne's County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 CEDAR RD, CHESTER, MD 21619-2296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 3, 2006 · Amount on Record |
| Deed Sale | May 3, 2006 · Amount on Record |
| Deed Document Number | 200660749 |
| Deed Book / Page | 1547 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 123 CEDAR RD, CHESTER, MD 21619-2296 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | HAMPTON TITLE LLC, CHAMPION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 123 CEDAR RD, CHESTER, MD 21619-2296 |
| Document Number | 0041960079 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 4196/79 |
| Name | NEXTMARK FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Queen Anne's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,300 (+27.75%) Land $184,600 Building $478,700 | $663,300 (+27.75%) Land $184,600 Building $478,700 | |
| 2025 | $5,440.00 (+11.25%) Homeowner's exemption | ||
| 2023 | $4,890.00 Homeowner's exemption | $519,200 Land $173,800 Building $345,400 | $519,200 Land $173,800 Building $345,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
May also be available: ALTIUS Communications.
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