Queen Anne's County property record for 118 Cedar Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,775 sqft · built 2004 |
| Lot Size | 0.999 acres (43,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,460 (Aug 2004) |
| Tax Bill | $5,687 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-097807 |
| Primary APN | 04-097807 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,775 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,500 sqft (0.999 acres) |
| Lot Dimensions | 435 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 503 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 097807 |
|---|---|
| Street Address | 118 CEDAR RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOT 64 BENTON'S PLEASURE |
| Legal Subdivision | BENTONS PLEASURE |
| Legal Lot Number | 64 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 811000 |
118 Cedar Rd is owned and occupied by two individuals who bought it in August 2004.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 CEDAR RD, CHESTER, MD 21619-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2004 · Amount on File |
| Deed Sale | Aug 3, 2004 · Amount on File |
| Prior Sale | Sep 26, 2003 · Amount on File |
| Deed Document Number | 200441401 |
| Deed Book / Page | 1287 / 250 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 118 Cedar Rd was $5,687 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $776,600 Land $189,600 Building $587,000 | $776,600 Land $189,600 Building $587,000 | |
| 2025 | $5,687.00 Homeowner's exemption | ||
| 2023 | $5,101.00 Homeowner's exemption | $600,200 Land $175,800 Building $424,400 | $600,200 Land $175,800 Building $424,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Cedar Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: BridgeMAXX Suncoast Broadband.
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