200 Cedar Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 200 Cedar Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1954
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Nov 2022)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-043200`

Property Details

APN / Parcel Number

Primary APN	`04-043200`
Alternative APNs	`4043200` `043200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	150 ft deep x 116 ft wide
Porch	Porch
Porch Area	240 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	043200
Street Address	200 CEDAR RD
City	CHESTER
State	MD
Zip	21619-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	PT OF LOTS 10-11 BENTONS PLEASURE
Legal Subdivision	BENTONS PLEASURE
Legal Lot Number	P10 1
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2016
Census Tract	811000

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 CEDAR RD, CHESTER, MD 21619-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage NATIONAL HOME MORTGAGE CORPORATION
Nov 3, 2023	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 16, 2022	Deed, Transfer · VA Mortgage CAPITAL BANK NA
Nov 16, 2022	Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Sep 18, 2002
Deed Book / Page	4144 / 227
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	0041440221
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 14, 2026
Property Address	200 CEDAR RD, CHESTER, MD 21619-2225
Document Number	4763000196
Book / Page	4763 / 196
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DBR TITLE, DB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CEDAR RD, CHESTER, MD 21619-2225

Mortgage

Document Number	4763000196,
Date	Apr 14, 2026
Book Page	4763/196

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	200 CEDAR RD, CHESTER, MD 21619-2225
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CEDAR RD, CHESTER, MD 21619-2225

Mortgage

Document Number	0043010087
Date	Nov 3, 2023
Book Page	4301/87

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Nov 16, 2022
Property Address	200 CEDAR RD, CHESTER, MD 21619-2225
Document Number	0041440227
Book / Page	4144 / 227
Map Reference	LB CWC 28 FO 483
Instrument Date	Nov 9, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	NOT AVAILABLE, BRILLIANT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CEDAR RD, CHESTER, MD 21619-2225

Mortgage

Document Number	0041440237
Date	Nov 16, 2022
Instrument	4144-0237

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Nov 16, 2022
Property Address	200 CEDAR RD, CHESTER, MD 21619-2225
Document Number	0041440221
Book / Page	4144 / 221
Map Reference	LB CWC 28 FO 483
Instrument Date	Nov 9, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CEDAR RD, CHESTER, MD 21619-2225

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (+3.8%) Land $183,100 Building $118,900	$302,000 (-) Land $183,100 Building $118,900
2025	$2,741.00 (+8.25%)	$290,933 (+8.23%)	$302,000 (+12.35%) Land $183,100 Building $118,900
2023	$2,532.00	$268,800 Land $173,200 Building $95,600	$268,800 Land $173,200 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband.

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