119 Cedar Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 119 Cedar Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,508 sqft · built 2004
Lot Size	0.539 acres (23,500 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Jun 2017)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-088530`

Property Details

APN / Parcel Number

Primary APN	`04-088530`
Alternative APNs	`4088530` `088530`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,500 sqft (0.539 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	088530
Street Address	119 CEDAR RD
City	CHESTER
State	MD
Zip	21619-2296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 51-A BENTON'S PLEASURE
Legal Subdivision	WALTER LITIVNUCK LANDS
Legal Lot Number	51A
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2030
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	119 CEDAR RD, CHESTER, MD 21619-2296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP
Jun 28, 2017	Intrafamily Transfer, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	20172725-229
Deed Book / Page	2725 / 229
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	0027250229
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	119 CEDAR RD, CHESTER, MD 21619-2296
Document Number	0035220077
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	119 CEDAR RD CHESTER MD 216192296, CHESTER, MD 21619-2296

Mortgage

Document Number	0035220077
Date	Nov 25, 2020
Book Page	003522/000077

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jun 28, 2017
Property Address	119 CEDAR RD, CHESTER, MD 21619-2296
Document Number	0027250229
Book / Page	2725 / 229
Instrument Date	Apr 18, 2017
Instrument	2725-229
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 CEDAR RD, 119, CHESTER, MD 21619-2296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CEDAR RD, CHESTER, MD 21619-2296

Mortgage

Document Number	2725237
Date	Jun 28, 2017
Instrument	2725-237

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,000 (+6.27%) Land $184,600 Building $345,400	$530,000 (-) Land $184,600 Building $345,400
2025	$4,550.00 (+10.73%) Homeowner's exemption	$498,733 (+14.34%)	$530,000 (+21.5%) Land $184,600 Building $345,400
2023	$4,109.00	$436,200 Land $173,800 Building $262,400	$436,200 Land $173,800 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Cedar Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures