1230 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1230 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1925
Square Footage	1,664 sqft Living Area
Lot Size	5,166 sqft (0.118 acres)
Garage	Detached, 308 sqft
Occupancy	Owner Occupied
Tax Bill	$6,083.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.79-1-13`
Alternative APN	`150004007900010130000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,664 sqft Living Area
1st Floor	1,251 sqft 1st Floor
Upper Floors	413 sqft Upper Floors
Attic Area	413 sqft Attic
Attic	1 Attic
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Lot Area	5,166 sqft (0.118 acres)
Depth X Width	123 ft x 42 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Porch Area	297 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1230 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1015
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1230 GARNER AVE, SCHENECTADY, NY 12309-5716
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 04, 2021
Property Address	1230 GARNER AVE, SCHENECTADY, NY 12309-5716
Document Number	0000049144
Book / Page	2068 / 537
Instrument Date	Jun 21, 2021
Instrument	202149144
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1230 GAMER AVENUE, 1230, SCHENECTADY, NY 12309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 E 21ST ST APT 1A, 1A, BROOKLYN, NY 11226-1815

Mortgage

Document Number	0000049145
Date	Oct 04, 2021
Instrument	202149145

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,083.00 (+4.16%)	$125,300 (-) Land $18,800 Building $106,500	$207,485 (+30.82%) Land $31,131 Building $176,354
2023		$125,300 (-) Land $18,800 Building $106,500	$158,608 (+3.8%) Land $23,798 Building $134,810
2022		$125,300 Land $18,800 Building $106,500	$152,805 Land $22,927 Building $129,878
2021	$5,840.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.