1234 Champe Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1234 Champe Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Oct 2017)
Tax Bill	$624 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-92227`

Property Details

APN / Parcel Number

Primary APN	`20-92227`
Alternative APN	`06274062`

Exterior

Architectural Style	Other
Foundation Type	Slab (Mat/Raft)
Lot Area	7,400 sqft (0.169 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	143 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1234 CHAMPE RD
City	TOLEDO
State	OH
Zip	43615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 84
Legal Subdivision	WESTGATE
Legal Lot Number	84
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2003
Census Tract	7306

Owner

1234 Champe Rd is owned by an individual who bought it in October 2017.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 CHAMPE RD, TOLEDO, OH 43615-6916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage GREENTREE MTG
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Prior Sale	Oct 9, 2013
Deed Document Number	201710180045684
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1234 CHAMPE RD, TOLEDO, OH 43615
Document Number	0000035905
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	LIBERTY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1240 CHAMPE RD TOLEDO OH 436156916, TOLEDO, OH 43615-6916

Mortgage

Document Number	0000035905
Date	Aug 26, 2020
Instrument	35905

Lender

Name	GREENTREE MTG
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 18, 2017
Property Address	1234 CHAMPE RD, TOLEDO, OH 43615
Document Number	0000045684
Instrument Date	Oct 16, 2017
Instrument	201710180045684
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 CHAMPE RD, TOLEDO, OH 43615-6916

Mortgage

Document Number	0000045685
Date	Oct 18, 2017
Instrument	201710180045685

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1234 Champe Rd was $624, up 50.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+50.72%)	$7,280 (-) Land $6,580 Building $700
2024	$414.00 (-23.62%)	$7,280 (+26.06%) Land $6,580 Building $700	$20,800 Land $18,800 Building $2,000
2023	$542.00 (+3.63%)	$5,775 (-) Land $5,145 Building $630
2022	$523.00 Homeowner's exemption	$5,775 Land $5,145 Building $630
2021			$16,500 Land $14,700 Building $1,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1234 Champe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1234 Champe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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