1226 Champe Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1226 Champe Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1948
Lot Size	0.633 acres (27,600 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2025)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-92224`

Property Details

APN / Parcel Number

Primary APN	`20-92224`
Alternative APN	`06274060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,196 sqft
Attic	Attic
Attic Area	1,046 sqft
Basement Area	1,116 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	27,600 sqft (0.633 acres)
Lot Dimensions	165 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1226 CHAMPE RD
City	TOLEDO
State	OH
Zip	43615-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 82 & 83
Legal Subdivision	WESTGATE
Legal Lot Number	82-83 83
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2003
Census Tract	7306

Owner

1226 Champe Rd is owned and occupied by an individual who bought it in August 2025.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1226 CHAMPE RD, TOLEDO, OH 43615-6916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 10, 2024	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Apr 10, 2024 · Amount on File
Deed Document Number	202508120028269
Record Updated	Jun 8, 2026

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 12, 2025
Property Address	1226 CHAMPE RD, TOLEDO, OH 43615-6916
Document Number	0000028269
Map Reference	VOL 42 PG 2
Instrument Date	Jul 31, 2025
Instrument	202508120028269
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TTL AGCY FOR N W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1226 CHAMPE RD, TOLEDO, OH 43615-6916

Mortgage

Document Number	0000028270
Date	Aug 12, 2025
Instrument	202508120028270

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

April 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 10, 2024
Property Address	1226 CHAMPE RD, TOLEDO, OH 43615-6916
Document Number	0000010877
Instrument Date	Apr 4, 2024
Instrument	20240410-0010877
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 CHAMPE RD, TOLEDO, OH 43615-6916

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Champe Rd was $3,477 with a homeowner's exemption, up 29.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,477.00 (+29.26%) Homeowner's exemption	$54,250 (-4.38%) Land $11,235 Building $43,015
2024	$2,690.00 (+27.67%) Homeowner's exemption	$56,735 (+44.73%) Land $11,235 Building $45,500	$155,000 Land $32,100 Building $122,900
2023	$2,107.00 (-3.04%) Homeowner's exemption	$39,200 (-) Land $10,360 Building $28,840
2022	$2,173.00 Homeowner's exemption	$39,200 Land $10,360 Building $28,840
2021			$112,000 Land $29,600 Building $82,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1226 Champe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Champe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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