1218 Champe Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1218 Champe Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,428 sqft · built 1948
Lot Size	0.703 acres (30,624 sqft)
Owner	Trust Name on File
Tax Bill	$3,492 (2025)
Deeds & Mortgages	May 2023 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-92221`

Property Details

APN / Parcel Number

Primary APN	`20-92221`
Alternative APN	`06274059`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	30,624 sqft (0.703 acres)
Lot Dimensions	190 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	1,976 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1218 CHAMPE RD
City	TOLEDO
State	OH
Zip	43615-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 79-81
Legal Subdivision	WESTGATE
Legal Lot Number	79-81 80
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2003
Census Tract	7306

Owner

1218 Champe Rd is owner-occupied and held in a trust since June 2023.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 7, 2023	Intrafamily Transfer, Transfer
May 9, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 25, 2023
Last Transfer Date	Jun 7, 2023
Transfer Doc	0000017617
Record Updated	Jun 8, 2026

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LUCAS OH
Recording Date	May 25, 2023
Property Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916
Document Number	0000016459
Instrument Date	May 23, 2023
Instrument	202305250016459
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Jun 7, 2023
Property Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916
Document Number	0000017617
Instrument Date	May 23, 2023
Instrument	202306070017617
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1218 CHAMPE RD, TOLEDO, OH 43615-6916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016850
Date	May 9, 2019
Instrument	201905080016850

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1218 Champe Rd was $3,492 with a homeowner's exemption, down 15.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (-15.73%) Homeowner's exemption	$63,000 (-21.98%) Land $13,125 Building $49,875
2024	$4,144.00 (+28.5%)	$80,745 (+75.57%) Land $13,125 Building $67,620	$180,000 Land $37,500 Building $142,500
2023	$3,225.00 (+1.38%)	$45,990 (-) Land $10,780 Building $35,210
2022	$3,181.00 Homeowner's exemption	$45,990 Land $10,780 Building $35,210
2021			$131,400 Land $30,800 Building $100,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Champe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Champe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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