1241 Champe Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1241 Champe Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,526 sqft · built 1954
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2022)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-92321`

Property Details

APN / Parcel Number

Primary APN	`20-92321`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	131 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1241 CHAMPE RD
City	TOLEDO
State	OH
Zip	43615-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 118 & SE 20 FT 119(SEE PARCEL 20-00020
Legal Subdivision	WESTGATE
Legal Lot Number	118
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2002
Census Tract	7306

Owner

1241 Champe Rd is owned and occupied by an individual who bought it in October 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1241 CHAMPE RD, TOLEDO, OH 43615-6915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Survivorship Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 17, 2018	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202210200045662
Record Updated	Jun 8, 2026

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 20, 2022
Property Address	1241 CHAMPE RD, TOLEDO, OH 43615-6915
Document Number	0000045662
Map Reference	VOL 42A PG 2
Instrument Date	Oct 7, 2022
Instrument	202210200045662
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1241 CHAMPE RD, TOLEDO, OH 43615-6915

Mortgage

Document Number	0000045663
Date	Oct 20, 2022
Instrument	202210200045663

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.34%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.34%
Max Rate At Change	6.34%
Index	Prime Rate
Max Rate	10.3%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 17, 2018
Property Address	1241 CHAMPE RD, TOLEDO, OH 43615-6915
Document Number	0000030703
Map Reference	VOL42A PG2
Instrument Date	Jul 13, 2018
Instrument	201807170030703
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 CHAMPE RD, TOLEDO, OH 43615-6915

Mortgage

Document Number	0000030704
Date	Jul 17, 2018
Instrument	201807170030704

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1241 Champe Rd was $1,847, up 15.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+15.29%)	$28,175 (-) Land $6,685 Building $21,490
2024	$1,602.00 (-15.19%)	$28,175 (+1.51%) Land $6,685 Building $21,490	$80,500 Land $19,100 Building $61,400
2023	$1,889.00 (+1.07%)	$27,755 (-) Land $6,265 Building $21,490
2022	$1,869.00 Homeowner's exemption	$27,755 Land $6,265 Building $21,490
2021			$79,300 Land $17,900 Building $61,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1241 Champe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1241 Champe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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