1229 Champe Rd, Toledo, OH 43615 Property Records

Lucas County property record for 1229 Champe Rd, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1957
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Apr 2015)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-92327`

Property Details

APN / Parcel Number

Primary APN	`20-92327`
Alternative APN	`06273021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,617 sqft
1st Floor Area	1,243 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	111 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1229 CHAMPE RD
City	TOLEDO
State	OH
Zip	43615-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	WESTGATE LOT 120
Legal Subdivision	WESTGATE
Legal Tract	73.03
Legal Lot Number	120
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2002
Census Tract	7306

Owner

Source: Lucas County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1229 CHAMPE RD, TOLEDO, OH 43615-6915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2015 · Amount on File
Deed Sale	Apr 9, 2015 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Document Number	201513450
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0000008733
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Sep 10, 2026
Property Address	1229 CHAMPE RD, TOLEDO, OH 43615-6915
Document Number	0000035229
Instrument Date	Aug 31, 2026
Instrument	202635229
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 CHAMPE RD, TOLEDO, OH 43615-6915

Mortgage

Document Number	0000035229,
Date	Sep 10, 2026
Instrument	202635229

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1229 CHAMPE RD, TOLEDO, OH 43615-6915
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004122
Date	Jan 24, 2022
Instrument	202201240004122

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	280 Months
Due	May 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1229 CHAMPE RD, TOLEDO, OH 43615-6915
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009272
Date	Mar 30, 2023
Instrument	202303300009272

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00 (-34.7%)	$38,500 (-) Land $6,125 Building $32,375	$110,000 (-) Land $17,500 Building $92,500
2024	$2,190.00 (+12.6%)	$38,500 (+37.84%) Land $6,125 Building $32,375	$110,000 (+37.84%) Land $17,500 Building $92,500
2023	$1,945.00 (+1.35%)	$27,930 (-) Land $4,970 Building $22,960
2022	$1,919.00 Homeowner's exemption	$27,930 Land $4,970 Building $22,960
2021			$79,800 Land $14,200 Building $65,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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