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12312 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12312 NE 48th Loop, Oxford, FL 34484 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,912 sqft · built 2012
Lot Size0.087 acres (3,800 sqft)
Owner2 Individual Names on File
Last Sale$289,900 (Mar 2026)
Tax Bill$3,140 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN091823D09M119

Property Details

APN / Parcel Number

Primary APN091823D09M119
Alternative APNs
  • D09M119
  • 1009940

Interior

Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area1,580 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Construction TypeConcrete Block
Lot Area3,800 sqft (0.087 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area360 sqft

Location & Zoning

Street Address12312 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 119 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section9
Legal SubdivisionTHE VILLAGES OF PARKWOOD
Legal Lot Number119
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2021
Census Tract911703

Owner

Source: Sumter County records · APN 091823D09M119

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12312 NE 48TH LOOP, OXFORD, FL 34484-9606
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE FINANCIAL GROUP INC
Feb 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleMay 13, 2016 · Amount on Record
Deed Document Number202616211
Deed Book / Page5090 / 505
Prior Transfer DateFeb 03, 2020
Prior Transfer Doc0037040508
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Recording DateApr 16, 2026
Property Address12312 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0051030172
Book / Page5103 / 172
Instrument DateMar 26, 2026
Instrument202619086
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019086,
DateApr 16, 2026
Book Page5103/172
Instrument202619086
Lender
NameMORTGAGE FINANCIAL GROUP INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate5.98%
Max Rate-1%

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMTER FL
Recording DateFeb 13, 2020
Property Address12312 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0037040508
Book / Page003704 / 000508
Instrument DateFeb 03, 2020
Instrument60006523
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1292 SILVERSTREET WAY THE VILLAGES FL 321622079, THE VILLAGES, FL 32162-2079

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,140.00 (+6.37%)$229,360 (+12.18%) Land $7,850 Building $221,510$229,360 (+12.18%) Land $7,850 Building $221,510
2024$2,952.00 (+13.93%)
2023$2,591.00 (+11.78%)$204,450 (+27.77%) Land $7,850 Building $196,600$204,450 (+19.54%) Land $7,850 Building $196,600
2022$2,318.00$160,010$171,030 Land $7,850 Building $163,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199117032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
10 of 14 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 990 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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