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12309 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12309 NE 48th Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,000 sqft · built 2013
Lot Size0.087 acres (3,800 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Jun 2017)
Tax Bill$2,289 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND09M104

Property Details

APN / Parcel Number

Primary APND09M104
Alternative APN
  • 1009927

Interior

Stories2 Stories
Building Area2,000 sqft Heated Area

Exterior

Year BuiltBuilt 2013
Architectural StyleConventional
Construction TypeSteel Frame
Lot Area3,800 sqft (0.087 acres)
Garage Area395 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area360 sqft

Location & Zoning

Account Number1009927
Street Address12309 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 104 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section09
Legal SubdivisionVILLAGES OF PARKWOOD
Legal Lot Number104
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2013
Census Tract911703

Owner

12309 NE 48th Loop is owned and occupied by an individual who bought it in June 2017.

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12309 NE 48TH LOOP, OXFORD, FL 34484-9604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Jun 26, 2017Warranty Deed, Transfer · Conventional with PMI
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2017 · Amount on File
Deed SaleJun 26, 2017 · Amount on File
Prior SaleAug 5, 2013 · Amount on File
Deed Document Number201760021211
Deed Book / Page3274 / 0100
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address12309 NE 48TH LOOP, OXFORD, FL 34484-9604
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyFREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12309 NE 48TH LOOP, OXFORD, FL 34484-9604

Mortgage

Document Number0041270696
DateOct 26, 2021
Book Page4127/696
Instrument202160058583
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2031

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJun 26, 2017
Property Address12309 NE 48TH LOOP, OXFORD, FL 34484-9604
Document Number0032740100
Book / Page003274 / 000100
Instrument DateJun 16, 2017
Instrument60021211
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,382.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12309 NE 48TH LOOP OXFORD FL 344849604, OXFORD, FL 34484-9604

Mortgage

Document Number32740102
DateJun 26, 2017
Book Page003274/000102
Instrument60021212
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$197,340$261,420 Land $9,230 Building $252,190
2024$2,289.00 (+11.77%)
2023$2,048.00 (+2.86%) Additional exemption filed$186,200 (+3%)$246,780 (+19.56%) Land $9,230 Building $237,550
2022$1,991.00 Homeowner's exemption$180,780$206,400 Land $9,230 Building $197,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12309 NE 48th Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12309 NE 48th Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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