12304 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12304 NE 48th Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details1,426 sqft · built 2013
Lot Size0.087 acres (3,800 sqft)
Owner2 Individual Names on File
Last Sale$167,000 (Aug 2019)
Tax Bill$2,915 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091823D09M121

Property Details

APN / Parcel Number

Primary APN091823D09M121
Alternative APNs
  • D09M121
  • 1009942

Interior

Building Area1,426 sqft Living Area
Gross Area1,642 sqft
1st Floor Area1,426 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialWood
Construction TypeConcrete Block
Lot Area3,800 sqft (0.087 acres)
Garage TypeAttached
Garage Area216 sqft
PorchOpen Porch
Porch Area158 sqft

Location & Zoning

Street Address12304 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 121 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section9
Legal SubdivisionTHE VILLAGES OF PARKWOOD
Legal Lot Number121
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2021
Census Tract911703

Owner

12304 NE 48th Loop is owned by two individuals who acquired it in June 2026.

Source: Sumter County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address12792 SE 90TH COURT RD, SUMMERFIELD, FL 34491-9772
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2019 · Amount on File
Deed SaleAug 12, 2019 · Amount on File
Prior SaleDec 8, 2015 · Amount on File
Deed Document Number201931125
Deed Book / Page3610 / 55
Last Transfer DateJun 3, 2026
Transfer Doc0000036666
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJul 20, 2026
Property Address12304 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0000036666
Book / Page5180 / 141
Instrument DateJun 3, 2026
Instrument202636666
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address12792 SE 90TH COURT RD, SUMMERFIELD, FL 34491-9772

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateAug 12, 2019
Property Address12304 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0036100055
Book / Page3610 / 0055
Map ReferenceMB 10 PG 17
Instrument DateJul 31, 2019
Instrument201960031125
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBROKERS TTL OF LEESBURG LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1273 BLYTHE AVE, 1273, DELTONA, FL 32725-9064

Transferred To (Grantee/Buyer)

NameVerified Name
Address12860 SE 92ND COURT RD, SUMMERFIELD, FL 34491-9391

Mortgage

Document Number0000361056
DateAug 12, 2019
Instrument3610/56
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12304 NE 48th Loop was $2,915, up 6.1% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,915.00 (+6.12%)$213,640 Land $7,850 Building $205,790$213,640 Land $7,850 Building $205,790
2024$2,747.00 (+12.17%)
2023$2,449.00 (+17.68%)$201,080 (+37.64%) Land $7,850 Building $193,230$201,080 (+37.64%) Land $7,850 Building $193,230
2022$2,081.00$146,090 Land $7,850 Building $138,240$146,090 Land $7,850 Building $138,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12304 NE 48th Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12304 NE 48th Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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