Sumter County property record for 12316 NE 48th Loop, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,912 sqft · built 2012 |
| Lot Size | 0.087 acres (3,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Aug 2022) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091823D09M118 |
| Primary APN | 091823D09M118 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,912 sqft Living Area |
| Gross Area | 1,280 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Lot Area | 3,800 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Street Address | 12316 NE 48TH LOOP |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 118 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 9 |
| Legal Subdivision | THE VILLAGES OF PARKWOOD |
| Legal Lot Number | 118 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 911703 |
12316 NE 48th Loop is owned and occupied by two individuals who bought it in August 2022.
Source: Sumter County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12316 NE 48TH LOOP, OXFORD, FL 34484-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Loan Assumption LOANCARE LLC |
| Aug 15, 2022 | Intrafamily Transfer, Transfer · VA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Oct 8, 2013 · Amount on File |
| Deed Document Number | 202240615 |
| Deed Book / Page | 4327 / 302 |
| Prior Transfer Date | Aug 8, 2022 |
| Prior Transfer Doc | 0043270302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 12316 NE 48TH LOOP, OXFORD, FL 34484-9606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050690417 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 5069/417 |
| Instrument | 202660011203 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 1, 2066 |
| Rate | 6.5% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 12316 NE 48TH LOOP, OXFORD, FL 34484-9606 |
| Document Number | 0043270302 |
| Book / Page | 4327 / 302 |
| Map Reference | MB 10 PG 17&17A-17F |
| Instrument Date | Aug 8, 2022 |
| Instrument | 202260040615 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12316 NE 48TH LOOP, 12316, OXFORD, FL 34484-9606 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48TH LOOP, OXFORD, FL 34484 |
| Document Number | 0004327304 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 4327/304 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 12316 NE 48th Loop was $1,958 with exemptions applied, up 2% from the year before.
Source: Sumter County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 (+1.98%) Additional exemption filed | $173,270 | $226,590 Land $7,850 Building $218,740 |
| 2024 | $1,920.00 (+14.15%) | ||
| 2023 | $1,682.00 (+3.32%) Additional exemption filed | $163,490 (+3%) | $216,790 (+19.6%) Land $7,850 Building $208,940 |
| 2022 | $1,628.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $158,730 | $181,270 Land $7,850 Building $173,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12316 NE 48th Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12316 NE 48th Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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