12308 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12308 NE 48th Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,122 sqft · built 2013
Lot Size0.087 acres (3,800 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Nov 2020)
Tax Bill$3,518 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN091823D09M120

Property Details

APN / Parcel Number

Primary APN091823D09M120
Alternative APNs
  • D09M120
  • 1009941

Interior

Stories2 Stories
Building Area2,122 sqft Living Area
Gross Area1,640 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialWood
Construction TypeConcrete Block
Lot Area3,800 sqft (0.087 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area60 sqft

Location & Zoning

Street Address12308 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 120 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section9
Legal SubdivisionTHE VILLAGES OF PARKWOOD
Legal Lot Number120
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2021
Census Tract911703

Owner

12308 NE 48th Loop is owned and occupied by two individuals who bought it in November 2020.

Source: Sumter County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CAMPUS USA CU
Nov 30, 2020Warranty Deed, Transfer · FHA Mortgage
REGIONS BANK
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Prior SaleOct 29, 2013 · Amount on File
Deed Document Number202052009
Deed Book / Page3871 / 769
Prior Transfer DateAug 30, 2018
Prior Transfer Doc0034620289
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606

Mortgage

Document Number0043800552
DateNov 29, 2022
Book Page4380/552
Instrument202260055391
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressNEWBERRY, FL 32669
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term85 Months
DueDec 1, 2029

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateNov 30, 2020
Property Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0038710769
Book / Page3871 / 769
Map ReferenceMB 10 PG 17&17A-17F
Instrument DateNov 6, 2020
Instrument202060052009
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyBROKERS TTL OF LEESBURG LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,393.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17146 SE 23RD DR # DR70, 17146, VANCOUVER, WA 98683-4314

Transferred To (Grantee/Buyer)

NameVerified Name
Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606

Mortgage

Document Number0003871770
DateNov 30, 2020
Instrument3871/770
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMTER FL
Recording DateSep 7, 2018
Property Address12308 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0034620289
Book / Page003462 / 000289
Instrument DateAug 30, 2018
Instrument60032054
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address17146 SE 23RD DR #70 VANCOUVER WA 986834320, 70, VANCOUVER, WA 98683-4320

Tax Assessment & Valuation

The 2025 property tax bill for 12308 NE 48th Loop was $3,518, down 8.1% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,518.00 (-8.15%)$248,650 Land $7,850 Building $240,800$248,650 Land $7,850 Building $240,800
2024$3,830.00 (+9.96%)
2023$3,483.00 (+12.07%)$279,020 (+28.33%) Land $7,850 Building $271,170$279,020 (+19.79%) Land $7,850 Building $271,170
2022$3,108.00$217,430$232,920 Land $7,850 Building $225,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12308 NE 48th Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12308 NE 48th Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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