12307 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12307 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2019
Lot Size	0.231 acres (10,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Sep 2026)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106524-0435`

Property Details

APN / Parcel Number

Primary APN	`106524-0435`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	1,909 sqft
Upper Floors Area	381 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,049 sqft (0.231 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12307 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 52
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Block	2
Legal Lot Number	52
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 29, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	2026206157
Deed Book / Page	22040 / 766
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 1, 2026
Property Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Document Number	0000206157
Book / Page	22040 / 766
Instrument Date	Aug 28, 2026
Instrument	2026206157
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FLORIDA CLOSING AND TITLE INC, FLORIDA CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$244,622.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269

Mortgage

Document Number	0000206158,
Date	Sep 1, 2026
Book Page	22040/768
Instrument	2026206158

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 29, 2024
Property Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Document Number	0210350438
Book / Page	21035 / 438
Map Reference	MB 71 PG 186-191
Instrument Date	Apr 23, 2024
Instrument	2024091002
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,607.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13454 AVERY PARK LN, JACKSONVILLE, FL 32218-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269

Mortgage

Document Number	0021035440
Date	Apr 29, 2024
Instrument	21035/440

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199101678
Date	Sep 14, 2021
Book Page	19910/1678
Instrument	2021240057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 10, 2020
Property Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269
Document Number	0190641476
Book / Page	19064 / 1476
Map Reference	MB 71 PG 186-191
Instrument Date	Dec 27, 2019
Instrument	2020006759
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2269

Mortgage

Document Number	0190641478
Date	Jan 10, 2020
Instrument	19064/1478

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,756 (+0.7%) Land $65,000 Building $249,756	$314,756 (+0.7%) Land $65,000 Building $249,756
2025	$5,929.00 (+0.37%)	$312,579 (-5.95%) Land $70,000 Building $242,579	$312,579 (-5.95%) Land $70,000 Building $242,579
2024	$5,907.00 (+4.79%)
2023	$5,637.00 (+14.32%)	$332,351 (+5.63%) Land $65,000 Building $267,351	$332,351 (+5.63%) Land $65,000 Building $267,351
2022	$4,931.00	$314,643 Land $60,000 Building $254,643	$314,643 Land $60,000 Building $254,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Cherry Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures