12318 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12318 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2019
Lot Size	0.139 acres (6,041 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2021)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106524-0470`

Property Details

APN / Parcel Number

Primary APN	`106524-0470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,041 sqft (0.139 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12318 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 59
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Lot Number	59
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · VA Mortgage CORNERSTONE FIRST MORTGAGE INC
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	2021245395
Deed Book / Page	19919 / 980
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 20, 2021
Property Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0199190980
Book / Page	19919 / 980
Map Reference	MB 71 PG 186-191
Instrument Date	Sep 8, 2021
Instrument	2021245395
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10535 LEM TURNER RD APT 523, 10535, JACKSONVILLE, FL 32218-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	19919982
Date	Sep 20, 2021
Instrument	19919/982

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0196272403
Date	Mar 11, 2021
Book Page	19627/2403
Instrument	2021064861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2049

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 10, 2019
Property Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0189262344
Book / Page	18926 / 2344
Map Reference	MB 71 PG 186-191
Instrument Date	Aug 29, 2019
Instrument	2019209010
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0189262346
Date	Sep 10, 2019
Instrument	18926/2346

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,006 (-0.19%) Land $65,000 Building $159,006	$224,006 (-0.19%) Land $65,000 Building $159,006
2025	$4,365.00 (-0.18%)	$224,433 (-4.87%) Land $70,000 Building $154,433	$224,433 (-4.87%) Land $70,000 Building $154,433
2024	$4,373.00 (-1.69%)
2023	$4,448.00 (+11.03%)	$235,932 (+5.89%) Land $65,000 Building $170,932	$235,932 (+5.89%) Land $65,000 Building $170,932
2022	$4,006.00	$222,815 Land $60,000 Building $162,815	$222,815 Land $60,000 Building $162,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Cherry Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures